Toll-Free: 800.687.6551

News & Blog

Somewhat Succinct Summary of the CARES Act. Part II

Part II – Effects on Retirement Accounts and Taxes By Jon Aldrich As promised in the first installment of the Somewhat Succinct Summary of the CARES Act, here is the sequel you have all been waiting for. But first, I mentioned in my last article, the unprecedented jump in initial unemployment claims last week to…

Read More

Could We Have Seen This Coming?

By Jon Aldrich I have been thinking about this a lot recently during these stressful times we are currently enduring. How did we not see the COVID-19 virus causing such an enormous economic and health crisis not only here in the U.S. but around the globe?  Of course, we all saw back in January that…

Read More

We Have Been Here Before

Many of the same emotions as 9/11 and 2008 have returned By Jon Aldrich As all of us that lived through it, I remember September 11, 2001 very well. One of the things that has always stuck with me was how gorgeous a day it was across most of the country. The sky didn’t have…

Read More

Focus’ Business Continuity Plan

BLOG, OTHER, PERSONAL FINANCE  |  11 Mar 2020

What if we All Have to Stay Home for A Couple Weeks? By Jon Aldrich (View of my home office set-up) In today’s post, I am going to take a break from writing about the markets (we all know it is crappy right now, but as I have continuously mentioned, we will get through this)…

Read More

Should we “Curb Our Enthusiasm”

By Jon Aldrich 2019 was a great year for stocks, bonds and virtually every investable asset class. This was a welcome follow up to 2018, when virtually every asset class except cash went down. The nice thing, though, is that just about everything went up much more in 2019 than they went down in 2018….

Read More

The SECURE Act and How it May Affect You

By Jon Aldrich It seems like every year, just days before the ball drops in Times Square, Congress passes and the President signs new legislation that affects taxpayers. This year was no different as the SECURE Act, which contains some significant changes in certain retirement accounts was passed on December 19th, and signed into law…

Read More

(Un) Safe Deposit Boxes

BLOG, ESTATE PLANNING, PERSONAL FINANCE  |  11 Sep 2019

Is That Bank Box Really Secure? By Jon Aldrich You probably consider a bank safe deposit box as a safe, secure place to store some of your precious valuables such as jewelry, watches, coins or important documents. You might want to re-evaluate that notion. Imagine walking into your local bank to access your trusty safe…

Read More

Are You Really Going to Get $125 From the Equifax Settlement?

BLOG, PERSONAL FINANCE  |  14 Aug 2019

By Jon Aldrich You have probably heard by now either on social media, the news, or your friends that everyone is entitled to their $125 for damages from the Equifax data breach in 2017. Wow, this is great, how do I partake in this windfall?  Well, not so fast. There is an inconvenient truth that…

Read More

Think Twice Before You Download That App

By Jon Aldrich Our smartphones have become an indispensable part of daily life to many of us. You not only get phone calls and texts on your little wonder device, but now you use it to surf the internet, play games, navigation, watch movies, hail a ride, take pictures and movies, book vacations, as a…

Read More

Are We Going To Lose The “Stretch” Provision?

BLOG, EDUCATION, PERSONAL FINANCE  |  20 May 2019

A Discussion of some tax proposals affecting IRA’s currently making their way through legislation By Jon Aldrich Over the years we have grown accustomed to the tax laws affecting those of us with IRA’s. You know, the ones, like having to start taking money out at age 70 ½ as a Required Minimum Distribution (RMD)…

Read More