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Brokers, Advisors and Planners! Oh My!

BLOG, EDUCATION  |  15 Dec 2009

I spend a lot of time explaining what we do here at Focus. I suspect that most other fee-only financial advisors do the same. It’s not that the folks we are explaining ourselves to are simpletons. They most clearly are not. They are people of above-average intelligence, just like all of our clients here at…

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The FDIC’s dilemma

BLOG, MARKETS & ECONOMICS  |  3 Dec 2009

by Jon Aldrich Just about everyone is familiar with the Federal Deposit Insurance Corporation (FDIC), the federal agency that insures against the loss of deposit accounts (such as checking and savings) in the event of a bank failure. (For a brief history of the FDIC go here http://www.fdic.gov/bank/historical/brief/brhist.pdf . The FDIC insurance coverage is currently…

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Why is the U.S. Dollar becoming the 98lb weakling?

BLOG, MARKETS & ECONOMICS  |  18 Nov 2009

by: Jon Aldrich You cannot go very far these days without hearing talk about the steady weakening of the U.S. dollar. What exactly does it mean to have a weaker dollar? A currency can rise or fall in value in comparison to foreign currencies. When the value of the dollar decreases against other currencies, those…

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Initial Unemployment Claims, week ending Nov. 7th

BLOG, MARKETS & ECONOMICS  |  12 Nov 2009

by: Jon Aldrich Today the Department Of Labor released the initial weekly unemployment claims. From the DOL report: “In the week ending Nov. 7, the advance figure for seasonally adjusted initial claims was 502,000, a decrease of 12,000 from the previous week’s revised figure of 514,000. The 4-week moving average was 519,750, a decrease of…

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